Car accident and personal injury
After an accident, the clock is already running.
Florida gives you 14 days from the crash to be seen or you can lose your PIP benefits. Free consultation, same day, and most accident patients pay nothing out of pocket. Dr. Frank has treated Central Florida accident patients since 2009.
Pick the date and we'll show you your exact deadline, not a vague "two weeks."
14 days
Florida law gives you 14 days from the accident to be seen or you can lose your PIP benefits entirely.
$0 out of pocket
Most accident patients pay nothing while treating, covered by their auto policy's PIP benefits, a Letter of Protection against the claim, or both. We never bill health insurance.
Same day
Accident consultations are free and we get you in today or tomorrow, inside your window.
The patient and any other person responsible for payment has a right to refuse to pay, cancel payment, or be reimbursed for payment for any other service, examination, or treatment that is performed as a result of and within 72 hours of responding to the advertisement for the free, discounted fee, or reduced fee service, examination, or treatment.
The part nobody tells you
What waiting actually costs you
Most people who lose their benefits didn't decide to. They just felt okay for a few days.
Day 1 to 3: adrenaline is lying to you
You walked away, so you assume you're fine. Whiplash, disc injuries, and concussion symptoms routinely show up 24 to 72 hours after impact, once the adrenaline wears off.
Day 4 to 10: the pain shows up, the record does not
Now your neck hurts, but nothing on paper connects it to the crash. Every day between the accident and your first exam is a day the insurer gets to argue about.
Day 15: the door closes
Miss the 14-day window and Florida lets the insurer deny your PIP medical benefits entirely. Up to $10,000 of coverage you already paid for, gone, because nobody told you the rule.
Why here
Why a chiropractor, and why this one
An ER visit clears you of anything life-threatening. It does not treat the sprained ligaments, jammed joints, and irritated nerves that a rear-end collision leaves behind. Those are exactly what a chiropractor treats, and Florida counts the visit toward your 14-day window.
Dr. Frank has treated Central Florida accident patients since 2009. He knows what an insurer's reviewer looks for in a record, what an attorney needs in a narrative report, and how to document an emergency medical condition when one exists so your coverage isn't capped at $2,500.
You also get the same doctor every visit. In a personal injury case, consistency in your record matters. One examiner, one narrative, start to finish.
Support first. Paperwork second.
What we treat after a crash
The injuries that show up two days later.
Most accident injuries do not hurt at the scene. They hurt on Wednesday, after the adrenaline wears off and the window is half gone.
- Whiplash
- Neck and back sprain or strain
- Disc injuries
- Post-impact headaches
- Shoulder and hip pain
- Numbness and tingling
How it works
Three steps. The first one takes a minute.
- 1
Tell us when it happened
Use the date box above or tell Ava. We get you a time today or tomorrow, inside your window.
- 2
Get examined and documented
History, orthopedic and neurological exam, and a record written the way insurers and attorneys need it. About 45 minutes.
- 3
Start treatment, pay nothing
Gentle care starts the same visit, covered by your auto policy's PIP benefits, a Letter of Protection against your claim, or both. You leave knowing what is injured and what it will take.
Already have an attorney?
We coordinate directly with them. Bring their name to your first visit and we handle the rest. Records and narrative reports go out within 48 hours of a request.
Don't have one?
You don't need one to start. Come in, get checked, protect your benefits. If you decide you want an attorney, Dr. Frank can introduce you to ones he trusts. That is his call and his list, made in person.
Real Google reviews
Five stars. Every single one.
Copied word for word from the practice's Google profile.
I've been seeing Dr. Frank since last July and the difference in how I feel is incredible. He really listen, explain everything clearly, and genuinely cares about his patients. I always leave feeling better than when I walked in. Highly recommend!
You are in good hands with Dr. Frank! Don't damage your body more with surgeries or shots that you're being told is the only option! It's not, try Dr. Frank & see how he can alleviate your pains by getting your body back into proper alignment and more natural processes that our bodies were designed for.
Highly recommend Frank! He really cares and knows what he's doing. My back and neck pain have improved so much in less than a month and I feel way better thanks to him.
Fair questions
What people ask after an accident.
I feel fine. Isn't this overreacting?
Getting checked when you feel fine is the smart move, not the dramatic one. If Dr. Frank finds nothing, you leave with a clean record and your benefits protected. If he finds something, you caught it before it set in. Either way it cost you nothing.
I can't afford treatment right now.
Most accident patients here pay nothing out of pocket while they treat. Depending on your case that is your auto policy's PIP benefits, a Letter of Protection that holds the cost until your case resolves, or both. Dr. Frank tells you which applies to you at the visit, and the consultation itself is free.
The other driver's insurance said they'd take care of it.
They may, eventually. But Florida is a no-fault state, so your own PIP pays first, and it only pays if you're seen inside 14 days. Getting checked now doesn't hurt your claim against the other driver. It's what makes that claim provable.
I don't have a lawyer and I'm not sure I want one.
You don't need one to get treated. Come in, get examined, protect your benefits. If you decide later that you want an attorney, Dr. Frank can introduce you to ones he trusts. That's his call and his list, made in person, never a referral fee.
Will you work with my attorney?
Yes. Bring their name to your first visit and we coordinate directly. Narrative reports and records go out within 48 hours of a request.
How long do I have to see a doctor after a car accident in Florida?
Fourteen days. Florida law gives you 14 days from the accident to be seen by a qualifying provider. Miss that window and you can lose your PIP benefits entirely, even if your injury is real and documented later.
What is a Letter of Protection?
It is an agreement that your treatment gets paid out of your settlement rather than up front. It is why most accident patients here pay nothing out of pocket while they are treating.
What should I bring to my first accident visit?
Your ID, your auto insurance card, and the crash report if you have it. If you do not have the report yet, come anyway. We can start without it.
Get seen
Today or tomorrow. Your pick.
Tell Ava when the accident was and she'll get you a time inside your window, or pick one yourself below. Either way your spot is held the second you choose it.
Chat with Ava
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Ava books appointments. She does not diagnose or give legal advice, and she never asks for your date of birth, Social Security number, or insurance ID. Emergency? Call 911.
We are next to Publix on 46.
5220 W State Rd 46, Sanford, FL 32771. next to the UPS Store, in the Publix plaza on West State Road 46. Parking is right out front, and you can usually be in and out on your lunch break.
- Monday
- 10:00am – 2:00pm, 4:00pm – 7:00pm
- Tuesday
- 10:00am – 2:00pm, 4:00pm – 7:00pm
- Wednesday
- Closed
- Thursday
- 10:00am – 2:00pm, 4:00pm – 7:00pm
- Friday
- Closed
- Saturday
- Closed
- Sunday
- Closed
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