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Current patients: a note from Dr. Frank about the weeks ahead. Read it here.

What is whiplash and how is it treated?

Whiplash

Whiplash is the injury that happens when your head snaps forward and back in a crash, straining the ligaments and joints of the neck. It often does not hurt for a day or two, which is exactly why people skip getting checked. In Florida you have 14 days after an accident to be seen or you can lose your PIP benefits.

What it usually looks like

  • Neck stiffness that showed up a day or two after the crash
  • Headaches after an accident
  • Pain between the shoulder blades
  • Dizziness or trouble concentrating

How Dr. Frank treats it

Gentle care first while it is acute, flexion-distraction rather than manual adjusting, and documentation written the way attorneys and insurers require.

Why it happens

What causes whiplash

Rear-end collisions, even slow ones

Most whiplash comes from being hit from behind at under 15 miles per hour. The car stops, your torso stops with the seat, and your head keeps going. The neck ligaments stretch past their limit in about a tenth of a second.

Delayed symptoms

Adrenaline and inflammation take time. It is normal to walk away from a crash feeling shaken but fine, then wake up two days later unable to turn your head. That delay is the medical reason to get checked early, not a reason to wait.

Facet joints and ligaments, not just muscle

A strained muscle heals in days. Whiplash injures the small facet joints and the ligaments that hold the neck vertebrae in line, which is why it can linger for months when it is treated like a pulled muscle.

What to expect

Visit one, and how long it takes

Your first visit

Dr. Frank starts with your accident: how you were hit, where your head went, what hurt that day and what hurts now. He examines the neck joint by joint, checks nerve function in your arms, and looks for the signs that mean you need imaging before anything else. If it is safe to treat, you are treated the same day, gently. The visit is documented the way Florida PIP and personal injury attorneys require, so the record starts on day one.

How many visits

Most whiplash improves meaningfully in 2 to 6 weeks with care. Cases that go untreated for the first month are the ones that turn into chronic neck pain and headaches. If you were hurt in Florida, the first appointment has to be inside 14 days of the crash for PIP to cover it.

When it is not a chiropractic problem

See a medical doctor first if you have

  • Severe headache, confusion, or vomiting after the crash (possible concussion or bleed: go to the ER)
  • Numbness or weakness in both arms or in the legs
  • Loss of bladder or bowel control
  • Pain that is worse lying down or at night and does not change with movement

Dr. Frank screens for every one of these on visit one and refers out when he finds them. If any of them is happening right now, call 911 or go to the nearest emergency room.

Questions

About whiplash

How long after a car accident should I see a chiropractor?

As soon as you can, and inside 14 days. Florida law gives you a 14-day window to be seen by a qualifying provider or you can lose your PIP benefits entirely.

I feel fine after my accident. Should I still get checked?

Yes. Whiplash commonly shows up 24 to 72 hours later. Getting checked also puts your injury on the record while the 14-day window is still open.

Does whiplash show up on an X-ray?

Usually not. X-rays show bone; whiplash injures ligaments and joints. Dr. Frank orders imaging when the exam says a fracture or instability is possible, not by default.

How is chiropractic care paid for after an accident in Florida?

Under a Florida auto policy, PIP benefits cover 80 percent of medical bills up to $10,000 when you are seen within 14 days and the injury is documented. How that works for you depends on your case: some accident care is covered by those benefits, some is held under a Letter of Protection against your claim. Either way most accident patients pay nothing out of pocket while they treat, and Dr. Frank's office walks you through it at the visit.

Do I need a lawyer to be treated?

No. You can be treated without an attorney. If you do have one, Dr. Frank works with them and provides the records they need.

How is whiplash treated differently from regular neck pain?

Gently, at first. A fresh whiplash gets flexion-distraction and soft-tissue work rather than a manual adjustment, until the ligaments have calmed down. The documentation is also different, because an accident case has to hold up to an insurer.

The patient and any other person responsible for payment has a right to refuse to pay, cancel payment, or be reimbursed for payment for any other service, examination, or treatment that is performed as a result of and within 72 hours of responding to the advertisement for the free, discounted fee, or reduced fee service, examination, or treatment.

Reviewed by Dr. Frank Comparetti, D.C. Last updated September 28, 2026.

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